Harvey Cedars homeowners ask about home elevation to base flood elevation more than you'd think.

Signs that bring this up

• Flood insurance premiums that have become hard to justify
• A finished floor sitting below base flood elevation
• A mitigation grant or ICC claim you are considering

Why this comes up in Harvey Cedars

Here's what makes Harvey Cedars particular: one of the narrowest points on the island, exposed from both directions.

A largely rebuilt community after significant 2012 damage.

Practicalities in Harvey Cedars

A narrow section of island with limited room between houses.

Permits go through Harvey Cedars, and no municipality in New Jersey will issue one to an unregistered contractor.

The usual approach

The house is separated from its foundation, lifted on steel beams and cribbing, and set on a new elevated foundation. It is a months-long process with engineering and permitting ahead of any lifting, and funding applications often run longer than the work.

$40,000 – $150,000 — typical range, not a quote. What your home needs can only be settled by a registered contractor who comes out and looks at it.

A contractor who works Harvey Cedars regularly will have seen this pattern before.